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1. My house is located in Zone X, a low risk flood hazard area shown on the flood map; can I buy flood insurance?

Yes. There is a flood insurance policy for low risk areas. Ask your insurance agent for the Preferred Risk Policy.

2. My street floods, what is the problem?

The road drainage system or the off road outfall system may need maintenance. The Public Works Department maintains public roads and drainage systems in Haines City. Public Works may be contacted at 863-421-3777.

3. What codes or regulations provide guidance on flood protection?

Please refer to the Haines City Land Development Regulations, Chapter 14 – Flood Protection; the Comprehensive Plan; and the Codes of Federal Regulations (CFR) Chapter 44, enforced by the Federal Emergency Management Agency (FEMA).

4. What is a 100 year flood?

A flood event (also known as a base flood) having one percent probability of occurring in any given year. This may also be referred to as the 1% chance flood. In Polk County, the storm may drop about 10.6 inches of rain in a 24-hour period.

5. Where do I obtain a list of flood insurance providers?

All insurance companies can write flood insurance policies. Contact the insurance company that writes your homeowners policy.

6. Where do I obtain information if my property is in the flood plain?

The Flood Insurance Rate Maps (FIRM) provide a basis for determining if a property is within a floodplain. On December 20, 2000, the Federal Emergency Management Agency (FEMA) adopted the latest flood insurance rate maps for Polk County. Copies of the FIRM panels are available from FEMA, at 800-358-9616 or the Map Service Center. The flood maps are also available at area libraries, the East Polk Board of Realtors and the Polk County Builders Association.